Plan Design

Customized To Your Unique Situation

What type of retirement plan is perfect for your business?

There are many choices with different advantages and disadvantages. Designing a retirement plan is certainly not a “one size fits all approach”. It must be tailored to your company’s specific characteristics. Johnston Investment Counsel will listen to your business and financial objectives. We’ll help you understand and evaluate different plan design alternatives, and discuss the advantages and disadvantages of each. Our evaluation will be based on several factors including:

  • Frequency, magnitude and flexibility of contributions
  • Requirement of ongoing employer contributions
  • Desire to favor certain employees in a non-discriminatory manner
  • Vesting requirements
  • Ongoing cost
  • Investment structure