What is Cyber Insurance and Should Your Business Have It?

Does your company use electronic data? Does it store or communicate potentially sensitive information about customers, employees, or competitors? If so, then a breach of that data could cost your company plenty. Some well-known organizations have experienced data breaches, including WalMart, JP Morgan Chase, Yahoo, eBay, Target, the IRS, and, more recently, Equifax. Unfortunately, just […]

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Five Myths About Group Disability Insurance

You may think that the chances of becoming disabled during your working years are slight, and even if you did get hurt or had to miss time at work, you could get by because you have group disability insurance. Unfortunately, you may be in for a big surprise. Here are some myths and misunderstandings about […]

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Tips for Reviewing My Medicare Coverage During Medicare Open Enrollment?

During the Medicare Open Enrollment Period that runs from October 15 through December 7, you can make changes to your Medicare coverage that will be effective on January 1, 2018. If you’re satisfied with your current coverage, you don’t need to make changes, but it’s a good idea to review your options.

During Open Enrollment, you […]

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Custom Insurance

When you think of insurance, chances are what first comes to mind is life insurance, which protects against premature death and therefore the loss of a lifetime of income. You might also think of car insurance, which helps pay the costs of an accident, and disability insurance, long-term care insurance and homeowners’ insurance. […]

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Medicare and Your Employer Health Plan

If you plan to continue working after you reach age 65, you may be wondering how Medicare coordinates with your employer’s group health plan. When you’re eligible for both types of coverage, you’ll need to consider the benefits and costs, and navigate an array of rules.

How does Medicare work with your group health plan?

You can […]

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Does Your Business Need a Buy-Sell Agreement?

When you’re mired deep in the day-to-day challenges of the management of your business, it’s often hard to step out of the trees and take a good hard look at the forest. But at various points in the business cycle, it’s important to do just that. For example, one of the key decisions you’ll need […]

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How To Get The Best, Affordable Health Care

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Frank Lalli author of Your Best Health Care Now, wrote his book in order to educate individuals on the right questions to ask, who to ask, and how to get discounts from doctors and insurance companies in regards to all things health care. Frank Lalli’s impressive resume of working for Time Inc., […]

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Medicare Enrollment Help is Plentiful



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October 15th is the opening date that begins enrollment for individuals who will be signing up for Medicare and for individuals who must buy into or alter their supplemental Advantage or Part D prescription drug plans. Enrollment goes from October 15th – December 7th of 2016.

The purpose of open enrollment on October 15th […]

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Five Life Insurance Mistakes That Can Haunt You

Avoid These Possible Life Insurance Mistakes

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2 Misconception About Long-Term Care

With retirement come so many questions and uncertainties: how long will we live, what if I gain a disability, and what if I require professional medical care at home or need to be at a nursing home? Unfortunately there is a lack of awareness about the risk of long-term care.

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