Insurance Planning & Risk Management
Evaluating Insurance Needs, Coverage, and Policy Specifics
Risk management is the foundation of any solid financial plan. There are a broad range of catastrophic risks that could threaten your ability to reach your financial goals. At Johnston Investment Counsel, we help you identify those risks and implement a protection strategy.
We are a fee-only firm. That means we do not sell insurance. We have no financial incentive to recommend that you buy more insurance or that you increase your coverage.
Rather, our incentive is to make sure that you and your family are adequately protected against risks that could threaten your financial stability. We analyze your various policies, coverage amounts, premiums, deductibles, and more to develop a comprehensive analysis and set of recommendations.