Financial Planning
How Smart Are Smart Phones?
Nearly half of people who have cell phones pay more than $100 per month for the service and 13 percent pay $200 or more, according to a survey by an online coupon company.
That doesn’t include the cost of the physical phone, the app and music downloads, the extra data plans.
Borrow Less Tomorrow: Behavioral Approaches to Debt Reduction
Mounting evidence suggests that behavioral biases and cognitive limitations (which we referred to loosely as “behavioral factors”) depress wealth accumulation. Most applications of this research have focused on asset accumulation…
