2024

Market Correction
Rent or Buy
Renewable Energy Controversy
Territorial Default
Recent Blog Updates
Correlation and Portfolio Performance
Taxes, Retirement, and Timing Social Security
Six Life Insurance Beneficiary Mistakes To Avoid
I’ve recently changed my legal name. Do I need to change my name on my Social Security card?
How can I protect my Social Security number from identity theft?

August

Bears Invade Shanghai
The First Question To Ask Everyone
2nd Quarter Capital Market Review and Outlook
Recent Blog Updates
Financial Mistakes People Make At Different Ages
The Cost Of Credit
Five Ways to Manage Risk in Your Retirement Savings Plan
What return are you really earning on your money?
What is asset allocation?

July

Peace In Our Time
The Doctor On Your Wrist
Recent Blog Updates
Qualified Longevity Annuity: Income Protection for a Long Life
Prepaid Funeral Arrangements Can Have Grave Consequences
Avoiding Probate: Is It Worth It?
What is the Roth 401(k) five-year rule?
What is the Roth IRA five-year rule?

June

Greek Bailout
The Harm In Financial Journalism
What Is Next For Oil Prices
Recent Blog Updates
It’s Complicated: Money and Happiness
Planned Charitable Giving
Millennials vs. Boomers: How Wide Is the Gap?
How important are dividends in the S&P 500’s total returns?
Are stock dividends reliable as a source of income?

May

Gender Earnings Deciphered
Tax Statistics
The Upper Uppers
Recent Blog Updates
How Does Divorce Affect Social Security Retirement Benefits?
Self-Directed IRSs
When Your Child Asks for a Loan, Should You Say Yes?
Am I liable for unauthorized transactions on my debit card?
What is this new chip-card technology I’ve been hearing about in the news?

April

College Return On Investments
Index Changes
Lower Oil Fewer Rigs
Recent Blog Updates
Retirement Withdrawal Rates
Estate Planning for a Second Marriage
Evaluating College Acceptances
Will I have to pay a penalty tax if I withdraw money from my IRA for a down payment on a house?
Will I have to pay a penalty tax if I don’t have qualifying health insurance?

March

Currency Wars
Will Social Security Be There When I Retire?
Converting Your After-Tax 401(k) Dollars to a Roth IRA
Last-Minute Tax Tips
The Cost of Waiting
How Much can I contribute to my IRA in 2015?
Is there a new one-rollover-per-year rule for 2015?

February

Financial Habits And Net Worth
How Corporate Buybacks Are Driving Stock Prices
Protecting Yourself From Identity Theft
The Swiss Franc And Your Portfolio
Key Numbers For 2015
10 Financial Terms Everyone Should Know
Should Life Insurance Be Part of Your Retirement Plan?
Should I be worried about a Federal Reserve interest rate hike?
How can I try to manage the impact of an interest rate hike?

January

Healthy Resolutions Can Pay Off (Literally)
No Matter What Your Age, Your Social Security Statement Matters
All About IPOs
When Do I Need To Submit College Financial Aid Forms?
Do You Understand The Definition Of Financial Aid?

2014

December

Cheap Oil Gets Cheaper
Relative Prosperity
Premium Bonds
Four Questions to Ask Before You Open Your Wallet
Helping Your Parents Manage Their Finances
Importance of Timing A Roth Conversion
How Can College Students Save and Spend Money Wisely
I’m Having Trouble Paying My Student Loans. Do I Have Options?

November

Capital Market Review
Why Losses Really Do Matter
Good Budget News For A Change
Saving or Investing: Is There a Difference?
Open Enrollment Season Is Here: Give Your Benefits a Check up
Investor, Know Thyself: How Your Biases Can Affect Investment Decisions
Do I Have To Pay an Additional Tax on Investment Income?
How Can I Manage the Net Investment Income Tax?

October

Alibaba IPO
Pet Trusts
Secession Movement
Prepare Now For a Year-End Investment Review
Leaving Assets to Your Heirs: Income Tax Considerations
The Potential Pitfalls of DIY Estate Planning
What Factors Could Negatively Impact My Credit Report?
I’m Looking to Buy a Home. What Are Some Common Mortgage Mistakes to Avoid?

September

Hiding Profits From the Tax Man
Money Market Changes
Teen Roth IRA
How Much Do You Know About Social Security?
10 Basic Tax To Dos for the Rest of 2014
Bitcoin: Digital Future or Frenzy?
Should I Co-Sign My Daughter’s Private Student Loan?
What Should I Do If My Credit- and Debit- Card Information Was Part of a Data Breach?

August

Don’t Fear The Correction
Making Sense of Unemployment Statistics
The Surprising Benefits of Sleep
Where the “Best” Jobs Are
A View of Health Care from Around the World
Retirement Myths and Realities
How the Windsor Decision Affects Retirement Plans
Why are you paying more at the pump?
Chart: Ten-Year History of U.S. Average Gas Prices

July

Food Price Crisis
Guaranteed Loser
Job Obsolescence
Stock Ownership
What is a private insurance exchange?
Some things to consider about gifts to children
Why not make your next trip a volunteer vacation?
Have the rules for 401(k) in-plan Roth conversions changed?
Is there a new one-rollover-per-year rule for IRA’s?

June

Retirement Spending
Roubini’s Worry List
Top 10 Tax Breaks You’ll Miss in 2014
Personal Finance Tips for New Graduates
Financial Choices: College, Retirement, or Both?
How much money should a student borrow for college?
Are con artists adopting trendy twists on old scams?

May

Is the Stock Market Rigged?
Global Tax Rates
15 Facts about Social Security
Tips for Traveling Abroad
Saving for the Future: Start Now or Start Later?
My Parent’s Can’t Manage Alone Anymore. What Should I do?
What is an Assisted-living Facility, and how do I Choose One?

April

Roth IRA: Complex Conversion Calculations
The Fed’s Great Unwind and Your Portfolio
Saving through Your Retirement Plan at Work? Don’t Let These Five Risks Derail Your Progress
Home Staging: Getting Your Home Ready to Sell
Is there a new way to calculate my home office deduction?
How do I figure the tax on the sale of my home?

March

JIC: Voting Vs. Weighing Machine
The Impact of Health-Care Costs on Social Security
What’s New in the World of Higher Education?
Business Owners: Don’t Neglect Your Own Retirement Plan
I’ve heard the term “ERISA fiduciary.” What does it mean?
Will rising interest rates impact my pension benefits?

February

JIC: 2013 Capital Market Review & Outlook
JIC: Has A Correction Started
JIC: Equity Indexed Annuities
The Frugal Habits of Millionaires
Filing Your 2013 Federal Income Tax Return
Bonds vs. Bond Funds: Which is Better When Interest Rates Rise?
Are You Ready To Retire?
How Much Can I Contribute To My IRA in 2014?

January

JIC: Bitcoins — Investment or Bust?
The Impact of Health-Care Costs on Social Security
Should You Roll Your 401(k) to an IRA?
Think Outside the Shoe Box When Organizing Financial Records
What Unique Challenges Do Women Face in Achieving a Financially Secure Retirement?
My teenage daughter just got her driver’s license. Will my auto insurance rates go up?

2013

December

Expiring Taxes
Mortgage Affordability
High Yields, Scary Prospects
It’s December 31. Do You Know Where Your Money Is?
What’s in Store for Health-Care Reform in 2014?
Gift Tax Strategies That Can Benefit Your Family
What Will Happen To My Digital Assets If I Die Or Become Incapacitated?
What Can I Do To Protect My Username/Password Information From Computer Hackers?

November

Third Quarter Capital Market Report
2013 Year-End Tax Planning Considerations
Paying for Long-Term Care Insurance with Tax-Free Funds
Show Them Love: Low-Cost, High-Value Employee Benefits
Do I Need to Make Any Changes to My Medicare Coverage for Next Year?
Is It True My Child Can Receive Social Security Benefits Based on My Earnings Record?

October

Why You Need a Power of Attorney and Medical Directive
Estate Planning and Income Tax Basis
All in the Family: Transferring a Business to Your Children
Will Interest Rates Rise This Year?
What is Asset Allocation?

September

Famous People Who Failed to Properly Plan
Is College Debt the Next Bubble?
Stretch IRAs
What Rate of Return Should I Expect From Stocks?
What Return Are You Really Earning On Your Money?

August

When is Market Volatility Most Dangerous?
Choosing a Retirement Community
Should You Buy or Lease Your Next Vehicle?
I recently incurred a significant amount of credit card debt. How should I begin to pay it off?
I recently came across an error on my credit report. Is there any way I can fix it?

July

Mid-Year Planning: Accounting for New Tax Rules
Coordinating Social Security Benefits with Other Retirement Assets
Portability of Applicable Exclusion Amount between Spouses
I just bought a vacation home. Do I need to purchase a specific type of insurance?
Will my homeowners insurance policy cover hurricane damage?

June

15 Ways to Save on Your Next Vacation
Understanding Your 401(k) Plan Fees and Expenses
Financial Planning When You Have a Chronic Illness
What is a Payable on Death (POD) Account?
What is a Joint Account?

May

First Quarter Capital Market Review
Estate Tax after the Fiscal Cliff
Four Retirement Saving Myths
Are You Prepared If a Natural Disaster Strikes?
What Are Health Exchanges and Do I Have To Buy Health Insurance through Them?
I have health insurance. Will I have to change my plan because of the new law?

April

Making the Most of Your 401(k) Plan
Looking Backward and Forward on Entitlement Programs
Understanding the New Medicare Tax on Unearned Income
Is there a way to file my return late?
Iâ€™m getting a large refund this year. What should I do with it?

March

Expecting a Large Inheritance? Don’t Count on It
The “SEPP” Exception to the IRA Premature Distribution Tax
Why a GRAT Can Be GREAT
How can my child get a better financial aid package?
Cartoon: Higher Education Costs

February

Fourth Quarter Review and 2013 Capital Market Outlook
Federal Income Tax Filing Season Is Here
Questions and Answers about Social Security
Estate Planning Strategies in a Low-Interest-Rate Environment
Is Winter Storm Damage Covered By My Homeowners Insurance Policy?
I Just Installed A New Furnace In My Home. Is the Energy Tax Credit Still Available?

January

High Yield Bonds: The Pros and Cons
Real Life Financial Tips for Different Generations
Compounding Can Add Fuel to your Portfolio
Should I Be Worried About Recent Municipal Bankruptcies?
Are Municipal Bonds Still a Good Investment?

2012

January

Making Financial Resolutions? Look Back at Last Year
Retirement Plan and IRA Limits for 2012
How Much Do You Know about Social Security?
With mortgage rates so low, Does It Make Sense to Refinance?
If I Owe More Than My Home Is Worth, Will I Be Able to Refinance?

February

Keeping Market Volatility in Perspective
Debt Payoff Strategies
Q&A on Filing the Federal Financial Aid Application
Can reducing my credit card debt actually lower my credit score?
How can I tell if I have too much debt?

March

Planning for a Career Change
Investing in a Low Interest Rate Environment
Seniors Are Often Targets of Scams
What’s a Self-Directed IRA?
Can My Self-Directed IRA Invest in Real Estate?

April

First Quarter Capital Market Review

May

Super Committee Failure Sets Stage for Election-Year Debate
Non-Equity Alternatives to Rock-Bottom Yields
Asset Protection Strategies beyond Insurance
What Is Personal Liability Insurance and Do I Have It?
What Is Umbrella Insurance and Why Do I Need It?

June

How to Plan a Last-Minute Vacation
Pay Down Debt or Save and Invest?
How to Raise a Saver
What Happens to My Retirement Benefits of My Employer Goes out of Business?
What Is the Pension Benefit Guarantee Corporation?

July

Mid-Year Reality Check: Covering Your Bases in Uncertain Times
Retirement Rules of Thumb
Four Things to Do in the Four Years before College
Is It True That Social Security Beneficiaries Are Being Required to Receive Their Payments Electronically?
Is the Social Security Administration Mailing out Annual Social Security Statements?
Second Quarter Capital Market Review
On the Lighter Side

August

Market-Moving Indicators for Monitoring Europe
New 401(k) Plan Disclosure Rules
Ways Parents Can Help Their Bommerang Kids
Can I convert my tradtional IRA to a Roth IRA in 2012?
Can I undo my Roth IRA conversion?

September

Making Financial Resolutions? Look Back at Last Year
Retirement Plan and IRA Limits for 2012
How Much Do You Know about Social Security?
With mortgage rates so low, Does It Make Sense to Refinance?
If I Owe More Than My Home Is Worth, Will I Be Able to Refinance?

October

Year-End Investment Planning and the Fiscal Cliffhanger
Four Retirement Planning Mistakes to Avoid
Is Your 529 Plan Making the Grade?
Can I be reimbursed from my health-care FSA for over-the-counter medications?
Should I participate in my employer’s wellnes program?

November

High Income Individuals Face New Medicare Taxes in 2013
Ways Grandparents Can Help With College Costs
Two Social Security Strategies for Married Couples
As A Business Owner, What Should I Know About Using Temporary Workers?
As A Business Owner, What Should I Know About Using Remote Employees?
Third Quarter Capital Market Review
The Fiscal Cliff
Understanding The Medicare Surtax With Examples
The 3 Scariest Government Charts

December

The Economics of Borrowing From Your 401(k)
How to Give Wisely and Well
Healthy Personal Finance Resolutions For the New Year
What Health Care Provisions Are Effective In 2013?
How Does Health Care Reform Affect Women?

2011

January

Five Hot Topics in 2011
Estate Tax Update
New Adoption Assistance Opportunities and Requirements
Can I Roll over My Traditional 401(k) Plan Distribution to a Roth IRA?
Can I Roll over My Roth 401(k) Plan Distribution to a Roth IRA?

February

1040 Tax Tips
Are We in a Bond Bubble?
Retirement Planning IRA Limits for 2011
Understanding the Map of Recovering from Losses
Are You Sabotaging Your Own Portfolio?

March

Changes Affecting Small Business
Important Questions to Ask Aging Parents
Are There Gaps in Your Insurance Coverage?
What Health-Care Changes Become Effective in 2011?
Are Some Preventative Care Services Free?
First-Quarter Capital Market Review
USA Inc.

April

Saving for Retirement and a Child’s Education at the Same Time
Rising Interest Rates: The Downside of Economic Recovery
A/B and A/B/C Trusts
Can I Make Charitable Contributions from My IRA?
Can I Name a Charity Is Beneficiary of My IRA?

May

401(k) in-Plan Roth Conversions
Don’t Be Nickeled and Dimed By Account Fees
Social Security Survivor’s Benefits
What Health-Care Changes Became Effective in 2011?
Are Some Preventive Care Services Free?

June

Inflation or Deflation: Watching for Warning Signs
Estate Tax Exemption Is Portable (For Now)
These Deferred Annuity Mistakes Can Be Taxing
Can the IRS Waive the 60-day IRA Rollover Deadline?
What Is the IRA One Rollover per Year Rule?
Second-Quarter Capital Market Review
Debt Implications

July

Crisis Investing: Keeping Your Head
Deciphering Health Savings Vehicles
Life Insurance Policy Loans: Tax and Other Implications
What Is a Funeral Trust?
What Is a Pet Trust?

August

Talking to Your Child about College Expectations
Do You Need Flood or Earthquake Insurance?
Medicare and Medicaid: Do You Know the Difference?
What Happens to My Online Accounts When I Die?
How Do I Include My Cyber Assets in My Estate Plan?

September

The Spousal IRA Rule
Portability of Basic Exclusion Amount between Spouses
Factoring Health-care That Costs into Retirement Planning
I’m Retiring to a State with No Income Tax. Can My Former State Tax My Retirement Benefits?
What State Tax Issues Should I Consider When Deciding Where to Retire?
Third-Quarter Capital Market Review

October

Year-End Investment Planning: The Clock Is Ticking
Making Benefit Decisions during Open Enrollment
Could You Handle a Financial Windfall?
I’m a Step Parent. Is My Financial Information Listed on the FAFSA?
When parents are divorced, Who Fills out the FAFSA?

November

Five Year-End Tax Planning Considerations
Long-Term Care Planning Is Important for Women
Can You Get to $1 Million?
Does the Federal Financial Aid Formula Count All Parental Assets?
How Are 529 Plans Treated for Federal Financial Aid Purposes?

December

2010

January

2009 Legislation in Review
Retirement: Does Your Withdrawal Strategy Need a Second Look?
Retirement Issues to Watch in 2010
What Is a Short Sale?
What Is the Deed-in-In Lieu Of Foreclosure?

February

Four Money Mistakes You Can Learn From
College Debt: How Much Is Too Much?
Hardship Withdrawals From 401(k) Plans
What Can Affect the Cost of Homeowners Insurance?
How Can I Reduce the Cost of My Homeowners Insurance?

March

How to Double the Power of Your Tax Refund
Got Stock? The Long and Short of Capital Gains
Special Needs Trusts
What’s an Exchange-Traded Fund?
How Can I Use Exchange-Traded Funds?
First-Quarter Capital Market Review
Healthcare Reform

April

Key Economic Indicators and What They Mean
Got Stock? The Long and Short of Capital Gains
10 Financial Terms Everyone Should Know
What Is the Premature Distribution Tax?
What Is the “SEPP” Exception To the Premature Distribution Tax?

May

How Will the Health-Care Bill Help You This Year?
Evaluating Risk in Your Portfolio
How Much Life Insurance Is Enough?
Can I Buy Gold and Silver in My IRA?
Frequently Asked Questions about 2010 Roth IRA Conversions

June

What You Should Know about Inherited IRAs
Returning to Work after You’ve Retired
Stock Dividends: And Income Alternative
How Have Stocks Performed after Recession?
How Long Does It Take a Bear Market to End?
Second-Quarter Capital Market Review

July

Will You See Higher Tax Rates in 2011?
Social Security: File-and-Suspend for Higher Benefits
Avoiding Probate: Is It Worth It?
My Child Got a Scholarship for College. Is It Taxable?
How Will a College Scholarship Affect My Child’s 529 Plan?

August

Year-End Tax Planning–Special Concerns for 2010
How Will Financial Reform Affect You?
Health-Care Reform Create Small Business Tax Credit
Will the New Health-Care Law Affect My Medicare Drug Plan
Does the New Health-care Reform Law Affect Health Spending Accounts?

September

Medicare Annual Enrollment Season Is Here
In-Service Withdrawals from 401(k) Plans
Year-End Investment Planning Is More Challenging in 2010
Will the New Health-Care Law Affect My Medicare Drug Plan?
Does the New Health-care Reform Law Affect Health Spending Accounts?
Third-Quarter Capital Market Review

<h3″>October

The Independent 529 Plan
They’re Back: RMD’s for 2010
Transferring Your Family Business to Your Children
Is It Time to Give Mobile Banking a Try?
How Secure Is Your Mobile Device?

November

Federal Estate Tax Update — Inheriting Property in 2010
Eight Financial Aid Myths
What You Can Learn from a Mutual Fund Prospectus
Does Homeowners Insurance Cover Personal Liability?
Will My Homeowners Insurance Cover Tree Damage?

December

2009

January

Exceptions to the Early Distribution Penalty
Federal Protection for Bank Deposits
Rethinking Your Retirement Game Plan
Can I Get an Estimate of My Child’s Financial Aid Eligibility Before We Officially Apply for Aid?
When Does My Child Need to Submit Financial Aid Applications?

February

The Higher Education Opportunity Act
Retirement Planning IRA Limits for 2009
The ABCs of 1031 Like-Kind Exchanges
Is My Brokerage Account Protected?
How Much Coverage Does SIPC Provide?

March

Improve Your Chances of Getting a Home Loan
IRAs and 401(k) Plans: Four Strategies in a Declining Market
You Just Lost Your Job. Now What?
Can I Convert My Traditional IRA to a Roth in 2009?
I Converted My Traditional IRA to a Roth in 2008–Can I Undo This?
First-Quarter Capital Market Review

April

Writing off Worthless Securities on Your Taxes
Investing in a Low Interest Rate Environment
What You Don’t Know Can Hurt You
How Much of Your Company’s Stock Should You Hold?
What Issues Might Company Stock Options Raise At Tax Time?

May/June

A Small Business Plan for Uncertain Times
Investing in a Low Interest Rate Environment
Retiring Early? Don’t Forget about Health Insurance
Can I Open a 529 Account in Anticipation of My Future Grandchild?
Can More Than One 529 Plan Account Be Open for the Same Beneficiary?
Second-Quarter Capital Market Review
New Tax Incentives

July

Changing Jobs? Take Your 401(k) and Roll It!
Estate Planning for a Second Marriage
Going to Graduate School: Ways to Pay
What Is the Credit Card Act of 2009?
What Is Two-Cycle Billing?

August

Social Security: What Does the Future Hold?
Refinancing Your Mortgage: Is It Worthwhile?
Estate Planning Opportunities in a Down Market
Can Creditors Reach My 401(k) Plan Account?
Can Creditors Reach My IRA Assets?

September

Is “Buy and Hold” Dead?
Roth IRA Conversions in 2010: Goodbye, Income Limits!
Understanding Principle-Protected Notes and CDs
What Health Insurance Options do College Students Have?
Can a Student’s Health Insurance Be Canceled during a Medically Necessary Leave of Absence?
Third-Quarter Capital Market Review

October

Protecting Yourself from Investment Scamsters
Finding the Right Financial Professional
Homeward Bound: Investing in the American Dream
Can I Change Investments in My 529 Plan Account?
I Am a Conservative Investor. Is a 529 Plan a Good Way to Save for College?

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