Insurance Planning
5 Things You Should Know About The New Health Insurance Marketplace
Forbes’ Investopedia gives a rundown of specifics on the new healthcare mandate including types of plans, baseline coverages, income qualifications for financial assistance, minimum acceptable coverages to avoid penalties and key dates.
Suze Orman’s Advice On Managing Long-Term Care Costs
Forbes recaps advice from Suze Orman on financing long-term care: only buy a policy that you can afford, that includes annual inflation adjustments, and that minimizes the number of care days that must be paid out-of-pocket before the policy takes effect.
Supreme Court Favors Ex-Wife Over Widow In Battle For Life Insurance Proceeds
The recent Hillman v. Maretta decision by the Supreme Court underscores the importance of keeping the beneficiary designation on life insurance polices up to date.
Five Quick And Important Facts On Health Insurance Through Obamacare
Forbes contributor Carolyn McClanahan covers the basics on obtaining health insurance under Obamacare. She explains requirements, pricing factors and types of policies that will be available via state exchanges, just in time for the start of open enrollment in October 2013.
Store, Online Browsing Can Be Dangerous
Understanding what drives impulse purchases is an important step toward financial literacy. Three research papers highlight why we buy.
Health-Care Costs: Why Your Location Really Matters
The cost of healthcare varies significantly from region to region.
Readers Select Their Favorite 2012 Articles
Squared Away readers’ favorite articles during the year reflect America’s biggest financial challenges: paying for college and retirement.
What to do when your longterm care insurance rates go up
If your insurer notifies you that rates are going up, you don’t have to pay the higher premiums. You can usually shrink the benefit period or the amount of the daily benefit, extend the waiting period, or lower the inflation protection.
The Long-Term Care Insurance Gamble
A good friend in Houston recently emailed me to ask whether she should buy long-term care insurance. Let me be very clear about my answer: I have no idea. This writer is like baby boomers everywhere trying to get a grip on this long-term care stuff. Where to start?
