Articles of Interest / Blog Posts
Were the Good Old Days Really Better than the Present
The modern narrative often suggests that everything’s going downhill. With a flood of pessimistic voices in media and politics, it’s easy to believe we were better off in the past. But is today really more challenging than the 1980s?
A recent study by Full Stack Economics took on this debate. By investigating various indicators, the platform […]
Siri and Alexa: The AI Transformation in Your Living Room
“Hey, Alexa, chat with me.”
If you’ve somehow missed the past decade in tech evolution, possibly due to an extended space vacation or hibernation, the buzzword ‘artificial intelligence’ might be new to you. Tech giants are on the move: Microsoft with ChatGPT, Google with Bard, and Meta with LLaMA. Almost every major industry is integrating these […]
Seizing Opportunities Amid Market Slumps
We may not have the foresight to predict market slumps, but it’s always wise to be prepared for them. Given the recent stagnation in the market, such preparation might soon prove beneficial.
A market decline often presents a myriad of strategic avenues, albeit temporary, for astute investors. One prominent strategy is loss harvesting. In this approach, […]
Financial Behavior in Retirement Years
Traditional retirement planning models usually assume that our spending habits will remain consistent during retirement-simply adjusting each year for inflationary increases in the cost of living, travel, dining out, and other activities.
However, is this assumption accurate? A recent study conducted by the RAND Corporation, using data from the University of Michigan’s Health and Retirement Survey, […]
Rise of the Digital Dollar
Is the U.S. Federal Reserve getting ready to adopt Bitcoin because they’re exploring digital currency options? The straightforward answer is no. However, the Federal Reserve and some major players in the banking sector are indeed intrigued by the potential of digital currencies. Over a three-month period, the Innovation Center at the New York Fed conducted […]
Influential Passports: A Global Perspective
A U.S. passport primarily serves as a travel document, allowing you to enter foreign countries. With an American passport, you can journey to 184 out of 227 countries and territories without applying for a visa. Considering the appeal of American tourists globally, you might assume that the U.S. passport would be the world’s most potent […]
Intricacies of Bond Investments
At a glance, bond investing seems straightforward. You purchase a bond, effectively lending its face value to an entity—be it a corporation, a municipal organization, or the U.S. government. They, in turn, pay you a predetermined interest at set intervals throughout the bond’s term. Once the term concludes, your original investment is returned.
Seems simple, doesn’t […]
The Social Security Choice
If you have at least 10 years of work history, then reaching Social Security age comes with some choices – begin drawing on your Social Security benefit or wait? Should you begin to take those benefits as soon as you reach 62 years? One could invest the income received. Or, should you wait until full […]
World’s Population in Decline
Americans are having fewer babies, and they are not alone. The World Bank, which keeps birth statistics for every country, shows a decline pretty much across the entire world — some more drastic than others. The worldwide fertility rate is around 2.4 children per woman, roughly half the 1950 level (4.7). The […]
New Technology for Chronic Pain
The CDC reported, in 2019, that just over 20% of adults had chronic pain. This can include neuropathic pain (caused by damaged nerves), nociceptive pain (caused by pain receptors which are activated in an injury but never turn back off), somatic pain (related to joint injury or arthritic conditions, sometimes to muscle pain), or […]
