Retirement Planning
How To Start Saving For Retirement
Forbes covers the basics in an article geared toward those who haven’t started saving for retirement yet. It emphasizes the importance of regularly scheduled retirement savings and suggests some exchange traded funds with low minimum investment requirements.
Retiree Paralysis: Can I Spend My Money?
Anthony Webb of the Center for Retirement Research suggests withdrawing based on required minimum distribution may be a better strategy than the 4% rule for many retirees.
Are We Underestimating How Much Help Aging Parents Need At Home?
Carolyn Rosenblatt of Agingparents.com takes a look at the hard numbers to paint a more realistic picture of the amount of care aging parents actually need.
12 Tips For IRA And 401(k) Heirs
This Forbes slideshow includes 12 key tips for anyone who inherits a 401(k) or IRA, including ways to pass the asset on without incurring taxes.
Time to Diversity Defined Contribution Risks with Alternatives?
A new paper from the Defined Contribution Institutional Investment Association suggests that increased use of alternative investments, a strategy long used by Defined Benefit plans, could help boost performance of Defined Contribution plans as well.
Supreme Court Favors Ex-Wife Over Widow In Battle For Life Insurance Proceeds
The recent Hillman v. Maretta decision by the Supreme Court underscores the importance of keeping the beneficiary designation on life insurance polices up to date.
Safe Self-Directed IRAs for Retirement Investors
If you’re considering a self-directed IRA, Mitch Tuchman of Forbes suggests you keep in mind that, despite the opportunity for dabbling in alternative investments, the end goal should remain the same: a reliable life-time income stream.
Getting What You Need for Retirement
From the Squared Away blog, the nuts and bolts of why it really pays to delay Social Security despite the fact that it may mean working longer or living off your 401(k) for a few years.
Early IRA Withdrawal Creates Big Risks
A new study shows surprising numbers of people aged 61-70 in all income brackets are taking early IRA withdrawals. Forbes contributor Mitch Tuchman explains why early IRA withdrawals can end up taking a big bite out of future retirement earnings.
Get the Facts on "File and Suspend"
Helen Modly of Focus Wealth Management sorts through the many decisions required to maximize both spouses’ Social Security benefits using the Freedom to Work act’s provision that permits workers to earn delayed retirement credits until age 70.
