Retirement Planning
401(k)s "Top" Financial Priority, Really
U.S. retirement savings are inadequate, yet a large majority of Americans surveyed identified saving as their top financial priority. Why the disconnect?
The DC World According to John Bogle
While Bogle’s bias in favor of indexing is legendary, more assets do seem to be flowing into index funds, both in and outside the DC system. Like plan advisors, active money managers need to be able to show value to argue against the Bogle system. With the election over and the power of the Obama administration consolidated, look for a more lively debate about how to improve the DC system.
Financial Finesse releases it’s second annual state of U.S. employee retirement preparedness report
Study finds that employees are making some positive changes to their retirement planning but poor money management skills and long-term economic challenges present major obstacles.
Little Thought Put Into Retirement Date
When to make the break and apply for Social Security benefits is one of the biggest financial decisions an individual will make. But new research suggests that people may put more thought into buying a car or a mattress.
Year-End IRA Tax Tips
2012 is drawing to a close, and no one knows what tax rates and rules will prevail in 2013. Is there anything clients can do, now, with their retirement benefits that might help minimize taxes?
Measuring Social Security Proposals
As interest in proposals to restore Social Security solvency rises, it’s timely to examine whether current policy analyses provide adequate information on important distributional questions. This project explores measures of changes in Social Security benefits’ adequacy, horizontal equity, and efficiency under different proposals.
