Financial Planning
Alzheimer’s Disease Myths and Facts Quiz
The probability of needing long-term care is growing. According to the U.S. Department of Health and Human Services, Americans turning age 65 today have nearly a 70% chance of needing some type of long-term care services in their remaining years.1 There are many reasons why you may need long-term care, but one of the growing […]
Talking to Your Teen About Money
You probably feel comfortable talking to your teen about things like school, sports, and clothing. But how do you feel about talking about money? While it may be a tricky topic to broach, odds are that your teenager will rely on you to learn basic financial management skills. And the teenage years can be a […]
Investing In Yourself for a Change
Retirement. College. An emergency fund. A new home or home improvement project. Check, check, check, and check. If you’ve been saving faithfully each month for some or all of these things, you might feel that you’re on a never-ending financial treadmill. It takes discipline, perseverance, and sacrifice to maintain a robust savings effort month after […]
The Unique Employee Difference
A roundtable of notable CEOs was recently asked an interesting question: what characteristics make an irreplaceable worker? How can you describe this individual? You might think their response would mention outstanding abilities, a fantastic educational history, or business certifications. But rather, the CEOs recorded three key characteristics:
A drama-free character. The notion here is people who […]
How can I safely shop online this holiday season?
Shopping online is especially popular during the holiday season, when many people prefer to avoid the crowds and purchase gifts with a few clicks of a mouse. However, with this convenience comes the danger of having your personal and financial information stolen by computer hackers.
Before you click, you might consider the following tips for a […]
How can I protect my personal and financial information from credit fraud and identity theft?
In today’s digital world, massive computer hacks and data breaches are common occurrences. And chances are, your personal or financial information is not susceptible to being used for credit fraud or identity theft. If you discover that you are the victim of either of these crimes, you should consider placing a credit freeze or fraud […]
Ten Year-End Tax Tips for 2018
Here are 10 things to consider as you weigh potential tax moves between now and the end of the year.
1. Set aside time to plan
Effective planning requires that you have a good understanding of your current tax situation, as well as a reasonable estimate of how your circumstances might change next year. There’s a real […]
Take Charge of Your Student Debt Repayment Plan
Outstanding student loan debt in the United States has tripled over the last decade, surpassing both auto and credit card debt to take second place behind housing debt as the most common type of household debt.1 Today, more than 44 million Americans collectively owe more than $1.4 trillion in student debt.2 Here are some strategies […]
Down the Donut Hole: The Medicare Coverage Gap
One of the most confusing Medicare provisions is the prescription drug coverage gap, often called the “donut hole.” It may be clearer if you consider the gap within the annual “lifecycle” of Medicare Part D Prescription Drug Coverage. This also applies to drug coverage that is integrated into a Part C Medicare Advantage Plan.
Annual deductible. […]
How Technology May Improve Your Health
Technology gadgets are moving past counting your steps, to more sophisticated activities such as improving your posture and correcting your running stride.
A post in the online version of Forbes magazine lists seven fitness-enhancing items you may want to consider as a way to facilitate a healthier body. Start with Zikto walk, a bracelet “coach” that […]
